When I was in middle school and high school I skated vert and street. I played on two baseball teams (pitcher, catcher, 3rd, short, 2nd, left and centerfield... we had inning limits, otherwise I'd have pitched near complete games every game, not bragging just saying it was a PITA to have to come out after 5 & 2/3 innings because of a weekly inning/out limit). I played football (strong safety, mike linebacker, and kicker). I played point guard until high school when I had to choose between sports. I played a few years of soccer as a kid too.
My $0.02... Football, regardless of age, should have a post-eligibility medical fund for players like the NFL does now. If it costs schools too much to do that, make it a private league not affiliated with the school(s).
You wouldn't believe the number of nagging physical health issues I had by age 20, including surgeries and crutches and walking boots and not being able to drive for extended periods of time.
I've been hit with baseballs in the jaw, ear, forehead, collar bone, shoulder, shoulder blade, vertebrae, hip, elbow, ankles, kidney, and numerous time in the "junk"... and in my opinion none of those (except the collar bone and ear, those hurt like hell) are even comparable to the concussions I got in football (including in practice via Oklahoma drill, which I absolutely LOVED... I cannot express how much fun it was to be a gladiator surrounded by chanting teammates, with the sole mission to just f*** up one of your brothers with your gladiatorial weapons known more commonly as shoulder pads, facemasks, and the front crown of your hit bucket, more recently known as a helmet).
From what I understand, they teach things differently now, but I was taught that what is now called "targeting" and "unnecessary roughness" and "leading with a helmet" were the keys to playing strong safety successfully at a high level. One of my defensive coaches found copies of VHS NFL film tapes that featured Ronnie Lott and Steve Atwater. I was told to "Study and emulate." And for anyone jumping to catch a pass or running a cross, I was coached to " put [my] front crown on his chinstrap. Make that m*** f*** think twice about running routes anywhere near you for the rest of the game."
I hit a kid running a zip crossing route completely blindside as he was catching a quick pass. He was out cold. Before he was off the field I was rattled and my coach grabbed me by the facemask and told me to snap out of it, there was no flag, I hit him clean, go take out the next guy up.
It wasn't clean. I knew it.
Kids are kids, regardless of whether they are playing for a school or a private league, there should be a medical insurance policy provided to them for post-football life. That's what I think NCAAF should do with a large chunk of the money, the kids already get scholarship educations and paying them equal wages regardless of team/position makes less sense than providing long-term health policies, unless it is a small amount for groceries or transportation or something. But overall, I think the post-football medical coverage is more important.
Again, just my experience and $0.02